Financial Impact of Mental Health Services on Rural Individuals and Families
This study asks the following research questions:
- What proportion of rural versus urban residents with private insurance have a policy that covers mental health services?
- What are the out-of-pocket costs by rural residents who seek mental health treatment and how do these compare to urban residents (in raw dollars, as a proportion of mental health charges, as a proportion of family income)?
- How do out-of-pocket costs compare for service users based on rurality, controlling for employer size or other characteristics?
- Are rural residents more or less likely than urban residents to report financial barriers to accessing mental health services? Is there evidence of unmet need for mental health services among rural residents, based on their responses to screenings for mental status?
Rural Adults Face Parity Problems and Other Barriers to Appropriate Mental Health Care
Maine Rural Health Research Center
The findings of this policy brief suggest that a multi-level approach is essential for meeting the mental health service needs of rural residents.