This brief analyzes how the plan options available to
rural and urban beneficiaries differ in terms of
premiums, deductibles, and copayments, as well as
differences in plan options within rural areas.
- Standalone Medicare Part D prescription drug plans
(PDPs) available to beneficiaries varied little in
premiums, copays, deductibles, the availability of
enhanced plans, and gap coverage across urban and rural
- The average deductible and average premium for
available MA-PDPs varied significantly among the three
geographic areas. Urban areas had the lowest costs,
followed by more-densely populated and less-densely
populated rural areas.