Impact of Risk Plan Withdrawals on Rural Medicare Beneficiaries
This project will assess the impact of Medicare risk plan withdrawals on rural Medicare beneficiaries. We will conduct a telephone survey of a nationwide stratified random sample of rural Medicare beneficiaries who lost their Medicare HMO coverage on January 1, 1999 because their HMO dropped their Medicare risk contract or withdrew from a portion of their service area. Issues addressed in the survey include: 1) the beneficiary s knowledge of the benefits covered and the premiums and other costs for the Medicare risk coverage held by the beneficiary prior to January 1, 1999; 2) the beneficiary s awareness of the availability of other Medicare risk and cost products, if any, and of Medicare supplemental insurance in the beneficiary s county of residence, and of the differences among these products; 3) factors that influenced the beneficiary s choice of replacement coverage for the Medicare risk product; and 4) the benefits covered and premiums and other costs of the replacement coverage obtained by the beneficiary.
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